Home loans

Normal home loans require Lenders Mortgage Insurance for loans with a loan to value ratio above 80%. Lenders know that doctors, medical and other health professional jobs are in high demand with high incomes. This means you can get up to 90%- 95% and in some circumstances 100% of the property purchase price without the need for Lenders Mortgage Insurance.

This allows certain medical professionals to own their own home sooner and is ideal for those recently graduated who would prefer to repay a mortgage than pay rent.

If you are looking for an investment property, the same rules apply allowing you to start building your wealth via property sooner.